Income+
Rethinking credit cards
Tan Jee Yee | 29 Mar 2019 00:30
I have long viewed credit cards as things to be cautious with. Like unpredictable creatures, they’re best left to their own devices until I require them, when I would approach them with thick gloves and tongs, careful to avoid stirring up something which I can’t control.

It’s not to say that I don’t find them useful. They’ve been a lifesaver, especially during those embarrassing moments when I dined out without cash, or when I needed some quick credit to purchase something expensive but essential.

I have been using them, just very cautiously. I believe this is the way most people approach their credit cards.

Recently, though, I’ve been wondering if I’ve been underutilising credit cards, if not outright misusing them. I feels as though I have, somewhere along the way, misplaced the “how to” manual of credit cards and have been missing out on their best features.

As it turns out, I have.

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